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Spending

Where every dollar
actually goes.

Three tools, one calm view of your spending. Log expenses in any currency, track every subscription you forgot you had, and set caps that actually warn you before you blow them.

WELCY · MAY
≈ $3,240
3 currencies · 47 items
  • May 12Bluestone Coffee−$6.50
  • May 12Uber · Airport−$28.40
  • May 11Netflix Premium−$15.49
  • May 11Groceries · Weekly−₹1,840
  • May 10Electricity · Apr−€78.20
  • May 09Spotify Family−$16.99
Subtotal · today≈ $211.30
vs daily target $134+$77 over

Netflix renews

in 3 days · $15.49

Food & Dining

$432 of $600

[ 01 ]Three PillarsExpenses · Subscriptions · Budgets

Expenses

Log spend in seconds. Categorise once and watch trends, top categories, and month-on-month deltas build themselves.

Subscriptions

Track Netflix, iCloud, gym memberships and any recurring charge. See your true monthly burn and annual bill in one number.

Budgets

Set weekly, monthly, quarterly or yearly caps on a category — or your total spend. Forecast on-pace, warn before you blow it.

[ 02 ]Log spend without the frictionCategorise once, surface the patterns

Why it sticks

Most expense apps die after week two because logging takes too long. Welcy is a single sheet — amount, category, done. Trends, top categories, and month-on-month deltas build themselves from there.

  • One-tap logging from anywhere — no setup
  • Custom categories with icons and colour coding
  • Payment-method tracking (cash, card, bank)
  • Multi-currency: log in any currency, see one total
  • Trend chart and top-category surface in real time

Today's feed

F
Coffee at Bluestone
Food & Dining·card
−$6.5
T
Uber to airport
Transport·card
−$28.4
S
Netflix · Premium
Subscriptions·card· recurring
−$15.49
G
Weekly shop
Groceries·card
−₹1,840
U
Electricity · Apr
Utilities·bank
−€78.2
[ 03 ]Catch the silent bleedEvery recurring charge, one true monthly burn

Subscription audit

Yearly Adobe in dollars, gym membership in pounds, iCloud monthly — Welcy normalises every cadence to a single monthly burn, in your display currency. So you finally know what subscriptions actually cost you.

  • See your true monthly burn — one converted number
  • Annual cost across every currency you pay in
  • Pause, resume, skip a period — or cancel cleanly
  • Auto-log an expense each cycle, or just track the bill
  • Pre-charge reminders 3, 7 or 30 days out

Your stack

Monthly burn
≈ $157
Yearly
≈ $1,890
Netflix Premium
Monthly · next in 12d
$15.49
≈ $15.49/mo
Spotify Family
Monthly · next in 4d
$16.99
≈ $16.99/mo
iCloud 2TB
Monthly · next in 3d
$9.99
≈ $9.99/mo
Adobe CC
Yearly · next in 210d
$599.88
≈ $49.99/mo
Notion Plus
Monthly · next in 18d
$10
≈ $10.00/mo
Gym Membership
Quarterly · next in 36d
£165
≈ $55.00/mo
[ 04 ]Caps that warn before you blow themForecast on-pace · alerts before 100%

Budgets, not guesses

Set a cap on dining, on subscriptions, or on total monthly spend. Welcy watches your burn rate, forecasts where you'll land at month-end, and pings you the moment you cross your warn threshold — not after the damage is done.

  • Weekly · Monthly · Quarterly · Yearly periods
  • Category-specific caps or one total-spending cap
  • Forecast end-of-period from current burn rate
  • Push alerts at your warn threshold and at 100%
  • Optionally include subscription charges in the spend

May progress

Food & Diningnear
72%
$432 spentof $600
Transportok
32%
$95 spentof $300
Subscriptionsover
115%
$138 spentof $120
Total · Mayok
81%
$3,240 spentof $4,000
[ 05 ]One total, every currencyLive forex · unified spend across borders

Spend like you live

Pay rent in INR, get groceries in EUR, run subscriptions in USD — Welcy converts everything through live forex and shows your real spend in one currency. Budgets and totals stay sane no matter where your card swipes.

  • Log expenses in any of 50+ currencies
  • Subscriptions priced in any currency normalise to your default
  • Budgets accept cross-currency spending automatically
  • Cached forex rates — fast loads, low API cost

Supported on the spending side

USDEURGBPINRJPYCADAUDCHFSGDAED+40 more
[ 06 ]Quiet, only when it mattersRenewals · over-budget warnings · idle subscriptions

What Welcy nudges

Netflix renews in 3 days
$15.49 · Card ending 4421
Food & Dining 80% spent
12 days left in the month
Gym charge in 2 days
£55 · paused since Feb?
You haven’t used Notion in 60d
$10/mo · review

Spending insights

Beyond the dashboard. Welcy looks at your habits and surfaces specific calls — categories that are creeping up, subscriptions that should be cancelled, budgets you keep blowing.

Subscriptions cost $94/mo this year, up 18% — three new tools added
“Food & Dining” has gone over budget 3 months in a row — consider raising the cap
Adobe CC + Canva Pro overlap — pick one and save $40/mo
Average daily spend is $108, $14 above your monthly target line

See what your money actually does.

Start free. Log your first expense in under a minute. Cancel any time — there's nothing to cancel.

Start free See all features
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